To get the full RFL experience, watch the episode here at https://youtu.be/cbLr-zpQEqU What keeps experienced retirement planners up at night? After decades in the business, I'm tracking three critical trends that will reshape retirement planning for years to come. First, we're witnessing an extraordinary market streak—15 positive years out of the last 17. But history tells a sobering story: since 1869, only 13.5% of four-year periods have shown positive returns in all four consecutive years...