What if you could pull $100,000 from your portfolio this year to live on, but only $30,000 or $40,000 of it actually counted as taxable income? It sounds too good to be true, but for a lot of retirees, it's completely possible. In this episode, I break down a strategy called income stacking, how to pull from cash, brokerage, IRA, and Roth accounts in the right combination, and why paying $0 in taxes isn't always the smartest move.Tune into this episode to find out:

The $100,000 question: what if only $30–40K of it was actually taxable?

Why retirement gives you control over how your paycheck—and your taxes—are built

The #1 mistake: treating withdrawals as "one account at a time"

Introducing income stacking and how it reframes your withdrawal strategy

Why Social Security can be taxed anywhere from 0% to 85%

A real example: building $100,000 of income from four different account types

How the standard deduction makes your first IRA dollars tax-free

The 0% long-term capital gains bracket (and how high it actually goes)

Why paying $0 in taxes isn't always the goal

The smarter target: filling up the right tax brackets on purpose