Show notes
Have you been contributing to a Roth 401(k) for years and assumed that time counts toward the Roth IRA five-year rule when you roll it over?👉 Book a call with me: https://www.rivertreewealth.com/get-started✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbersEmail: [email protected]: https://www.rivertreewealth.comLinkedIn: https://www.linkedin.com/in/jacobdukeJacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.00:00 Roth 401k vs Roth IRA01:24 Roth IRA Basics03:25 Conversions Five Year Rule05:34 Withdrawal Ordering Rules07:57 Roth 401k Rollover Myth10:32 Qualified vs Nonqualified13:07 Nonqualified Rollover Breakdown16:34 Qualified Rollover Treatment22:18 Takeaways