When it comes to growing your money - should you play offense or defense? MWA advisor, Alan Mercurio and host, Randy Cook, tackle the pros and cons of both. A defense cannot earn more money, you cannot just save your way to wealth. They touch on 3 steps to playing a smart offense for growth:Set a goal. Determine your financial target.Income. Who’s got your money? Find where it is so you can get it. Earn it.Invest. Find something to invest in that will reproduce money.That said, playing a smart defense and setting up certain protections and insurances, should there be another market correction as seen in past Octobers, like Black Monday in 1987 where the DOW dropped 22% of its value in a single day, could also stave off losses. While you wouldn't necessarily gain anything, you might not lose anything either.Don't forget - November is approaching and that means Open Enrollment for healthcare. If you are signing up for Medicare for the first time check out THESE FAQs to help get you started.