How much money do you actually need to retire? Many people approach retirement with a specific number in mind—$1 million, $2 million, or another target they believe will finally make them feel financially ready. But Jeremy Keil has seen how easily that finish line can move, even when the retirement plan already shows someone has enough.

Rather than choosing an arbitrary retirement number, Jeremy challenges prospective retirees to determine what their lifestyle actually requires and test that against a retirement calculation. Knowing what "enough" means for your retirement may help you recognize when you've already reached it.

For disclosures and conflicts visit keilfp.com/disclosures.