Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Your Tax Return Is a Blueprint — Here's How to Use It for Better Planning
22 minutes Posted Apr 16, 2026 at 9:05 am.
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Most people get their tax return back, sign it, and move on.
But your 2025 tax return is more than a summary of last year — it’s a roadmap for smarter tax planning going forward.
In this episode, Tyler Emrick, CFA, CFP®, walks line-by-line through the key parts of your return and shows you exactly what to look for, including:
Where interest income may be creating unnecessary tax drag
How dividends and capital gains impact your tax bill (and what to do about it)
Why your Adjusted Gross Income (AGI) drives decisions like IRMAA, IRA eligibility, and Roth strategies
When it makes sense to itemize vs. take the standard deduction
How to use your taxable income to identify Roth conversion opportunities and manage tax brackets
Whether you’re approaching retirement or already there, this episode will help you turn your tax return into a planning tool — not just paperwork.
If you have your return handy, follow along and see how these strategies apply to your situation.
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