Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealthIf you’ve inherited an IRA, the rules have changed — and getting them wrong can be costly.The SECURE Act replaced the old “stretch IRA” with a 10-year distribution rule for most non-spouse beneficiaries, creating new complexity around when and how withdrawals must be taken. Many beneficiaries don’t realize that in some cases, required minimum distributions (RMDs) still apply within that 10-year window.In this episode, Tyler Emrick, CFP®, CFA®, breaks down how the 10-year rule works, who it applies to, and the key mistakes that can lead to unnecessary taxes and penalties.Tyler covers:How the 10-year rule works for inherited IRAsWhen annual RMDs are required — and when they’re notExceptions for eligible designated beneficiariesKey considerations when a trust is named as beneficiaryTax planning strategies to avoid bracket creepHave questions?Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.http://bit.ly/calltruewealth