Real Talk
Real Talk
Colorado Public Radio and Denver7
Insurance on the brink: Colorado faces rising premiums and increased non-renewals amid climate disasters
22 minutes Posted Mar 28, 2025 at 10:04 pm.
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Show notes
With insurance premiums up an average of $818 since 2020, and non-renewals increasing in areas prone to wild fires, many Coloradans are struggling to find or keep coverage. 
This week’s episode explores Colorado’s escalating home insurance crisis, featuring Kate Harris of the Colorado Insurance Division and Carole Walker from the Rocky Mountain Insurance Association, who discuss how climate change and growing disaster costs are pressuring insurers. Experts also offer tips on wildfire mitigation, even for suburban areas not traditionally seen as high-risk.