Send us Fan Mail David and Julie discuss FEMA, Florida Property Tax Reform, and Mike Twitty, Pinellas County Property Appraiser Episode Highlights – What You Need to Know What “Substantial Damage” Really Means If repair costs reach 50% or more of a home’s structure value, FEMA requires the entire property to be brought into current floodplain compliance.Why Floodplain Rules Directly Affect Insurance Costs Strong enforcement of FEMA regulations helps communities earn major flood-insuranc...