I tell all my clients: you have to protect yourself from financially catastrophic events before we can plan savings and investments for your future goals.

Insurance involves thinking about "the bad things" that might happen, so it's not a fun topic. But it's very important to ensure nothing comes along and wipes you out financially.

In today's show we chat about:

• What to consider when reviewing health insurance? What are the premium, deductible, and out-of-pocket maximums?
• Who should consider Long Term Care Insurance (hint: in your 50s is a great time to consider it)
• What to look for in Home and Auto coverage?
• How to increase your liability coverage with Umbrella insurance.
• Save money on premiums by increasing your deductible.

While insurance might not be a sexy financial topic, it's critical to have the right coverage.

Find out more about Mike at https://www.mortonfinancialadvice.com and connect at https://www.linkedin.com/in/mwsmorton/