Ready Set Do
Ready Set Do
Naman Pandey
How To Build Wealth as an NRI (CFP Reveals Secrets) - w/ Vrishin
46 minutes Posted Jul 3, 2024 at 11:46 pm.
) Intro and Background
) Journey from Electrical Engineer to CFP
) Why focus on Financial Planning for NRIs
) Establishing a CFP practice
) Best practices to build wealth as students
) Best practices to build wealth as a full-time employee (OPT)
) Investment and student loans recommendations and playbook
) Remittances to home country and why
) What to do with investments while leaving US forever
) Best practices to build wealth on an H1B
) Home ownership yay or nay?
) Anecdotal client case-studies from Vrishin’s experience
) Outro + gratitude
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46:22
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Show notes
In this episode, my guest is Vrishin Subramaniam. Vrishin is a CFP (Certified Financial Planner) who is on a mission to help NRIs achieve financial freedom - by helping them be millionaires. Vrishin helps provide a blueprint that can be followed by anyone in the US in the capacity of a student or a working professional. 
We discuss:
How to build wealth as a student, best practices and some common pitfalls
How to build wealth as a salaried employee on OPT (and STEM OPT)
How to deal with student loans
Investing in India vs the US
When sending remittances to home country is a good plan
How to optimize investments including 401ks
What to do with investments when one has to head back to home country
When becoming a home-owner is a good idea
Anecdotes/success stories of helping clients 
Resources:
Vrishin’s LinkedIn: https://www.linkedin.com/in/vrishin/
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