In this episode of the Planned Solutions Incorporated Podcast, The US Treasury is becoming a larger and larger focus of Wall Street as the US Government has been borrowing very large amounts from the private sector. With the current large federal deficit, the need to roll over short-term borrowing, higher interest rate costs, and reduced lending from foreign entities have caused the US Government to borrow more and more from the domestic markets. This creates a risk that there will be too little debt available to fund the private sector. Also, When an employee leaves their employer, they often have the option to keep their money invested in the employer’s retirement plan. However, employees with small balances may be “forced out” of the plan by having their money transferred to an IRA. The definition of a small balance will be increasing from $5,000 currently to $7,000 in 2024 making it so the “force out” may impact more employees in the future.Plus, Credit cards can be a valuable tool for processing paymentswhile earning rewards. However, the negative side of credit cardscomes when balances accumulate and are rolled over from monthto month resulting in high-interest charges. Therefore, it is important to have a plan to limit the impact of credit card debt asquickly as possible. This includes finding the reason the debt accumulated in the first place and taking action to reduce the likelihood that it will continue.Plus a look at the Planned Solutions Incorporated Office Bulletin Board - Chase and Daryl recently attended the Financial Planning Association of Northern California’s Fall Symposium. The event was held at California State University, Sacramento in an effort toengage with students working toward a degree in Financial Planning.Planned Solutions sponsored a golf tournament supporting the Assistance League of Sacramento. The Sacramento Chapter is one of 120 Assistance League chapters nationwide in which volunteers work to improve their local communities. Chase Armer's book- Financial Planning Insights is now available at:https://www.amazon.com/Financial-Planning-Insights-Decades-Planner/dp/1098306279?ref_=ast_author_mpbTo subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail [email protected]The Personal Finance Review is published and distributed biweekly by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action.Planned Solutions, Inc.