In this episode of the Planned Solutions Incorporated Podcast, The estimates of global economic growth have been revised several times in 2022 as the probability of a recession in the US within the next twelve months has increased to nearly 25%. It seems the best scenario is a period of very low economic growth, with the worstcase is a period of economic contraction. However, this outlook for economic growth may already be reflected in market prices as investors may have incorporated these expectations into their estimates of future prices.Also, Cryptocurrencies were touted as an unregulated way for investors to hold and transfer funds in stark opposition to the highly regulated banking industry, which makes up the foundation of theinternational financial system. However, recent failures show that the lack of regulation has allowed cryptocurrency companies to repeat the same mistakes that led to the bank regulations they sought to avoid. And,The six-month rate of interest paid on Series I Bonds declinedfrom a rate in excess of 9% for the six months from May 1st toOctober 31st to less than 7% for the period from November 1st,2022, to April 30th, 2023. However, the fixed interest rate component was increased from zero percent to 0.4% making thereturn slightly less dependent on the future rate of inflation togenerate a positive yield. Plus a look at the Planned Solutions Incorporated Office Bulletin Board- The holidays are a popular time for charitable giving. However, few people give much thought to how they give which means they may be missing out on potential tax savings. Ever since the 2017 Tax Act, which increased the amount of the standard deduction, many taxpayers did not have a sufficient amount of itemized deductions to be able to take advantage of their charitablecontributions.Chase Armer's book- Financial Planning Insights is now available at:www.amazon.com/Financial-Planning…1586894022&sr=8-1To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail [email protected]The Personal Finance Review is published and distributed on a biweekly basis by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action.Planned Solutions, Inc.