In this episode of the Planned Solutions Incorporated Podcast, the inflation breakeven rate is derived by comparing the interest rates paid on nominal Treasury bonds to the rates paid on inflation-protected Treasure bonds. It is a way for economists to gauge the inflation expectations of investors who are investing real money in these markets, as opposed to opinion surveys, making the inflation breakeven rate a historically more accurate gauge of future inflation. Recently this indicator has been falling signaling that inflation in the US may have peaked in the near term.Also, When 529 plan funds are left over after higher education expenses have been met there are several options for account holders. These include transferring the beneficiary to the next generation, using the 529 plan funds to pay down student loanbalances, or taking a nonqualified distribution from the 529 plan in which the growth in the plan may be subject to income taxes and penalties. And, Charitable Remainder Trusts (CRTs) can be a valuable taxplanning tool for individuals who own appreciated assets outside ofa retirement plan, want to convert those asset values into anincome stream, and have a desire to donate funds to charity aftertheir passing. CRTs allow a donor to achieve all of thesegoals in a tax-efficient way. In addition, the beneficiary maybenefit from income payments over a specified period ortheir lifetime with any remaining assets in the trust at thebeneficiary’s death going to charity. Plus a look at the Planned Solutions Incorporated Office Bulletin Board- Identity theft and fraud continue to be all too common. However, several best practices can be used to protect yourself:1. Be suspicious of unsolicited phone calls, e-mails, and text messages asking you to send money or disclose personal information. If you receive a suspicious call from an individual or institution do not accept it, hang up, and call back using a known contact number.2. Be cautious when sharing sensitive information and conducting personal or confidential business via e-mail since it can be compromised and used to facilitate identity theft.3. Do not disclose personal or sensitive information on social media sites, such as birth dates, contact information, and mother's maiden name.4. Do not verbally disclose or enter confidential information on a laptop or mobile device in public areas where someone could see, hear, or access your information.5. Verify payment requests you receive by using a known phone number or e-mail.6. Do not click on links in e-mails unless you have verified with the sender that the e-mail is legitimate. Please mark your calendars if you will be able to attend.Date: Friday, September 9th, 2022Location: Rancho Murieta Country Club – South Course7000 Alameda Drive ancho Murieta, CA 95683Time: All profits go to cancer research and education. You can help by attending the tournament ordonating. Not golfing? Bring friends and attend the dinner.Chase Armer's book- Financial Planning Insights is now available at:www.amazon.com/Financial-Planning…1586894022&sr=8-1To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail [email protected]The Personal Finance Review is published and distributed on a biweekly basis by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action.Planned Solutions, Inc.ADDRESS: PHONE:1130 Iron Point Road, Suite 170 (916) 361-0100Folsom, CA 95630 (800) 750-2111E-MAIL: FAX:[email protected] (916) 361-0191WEB SITE:www.PlannedSolutions.com