<p>On this episode of Pennies from Heaven, Jim enjoys a blast from the past with former <a href="http://ETF.com">ETF.com</a> cohorts Matt Hougan, Dave Nadig and Cinthia Murphy and asks them for their Big Ideas for the year.</p>

Hosted by Jim Wiandt, founder of ETF.com and CEO of Spark Network, Pennies from Heaven is a podcast featuring choice insights and lively debate with all the biggest names in the ETF world and beyond. Join us each month to receive pennies from heaven, straight from the nattering nabobs of investment as they discuss hot button topics and what's to come.

Big Ideas for the Year from Future Proof, Huntington Beach