On this week’s show, Jeff chops it up with his good friend and blog era family THE Marcus Garrett to talk about Debt management. Marcus is the author of “Debt Free or Die Trying” and has helped a ton of folks (including Jeff himself) find efficient and effective ways to get out of debt hell. He’s also the host of the award-winning podcast Paychecks and Balances where he and Rich Jones help millennials make money, save money and get out of debt. Marcus tells the EPIC story of how he accrued almost $30K in debt in less than 72 hours

and when he knew shit got real

Marcus answers whether people should pay down debt during the COVID-19 crisis

with a hilarious sidebar about Corona virus vacation plans

and finessing work travel restrictions to escape the country before quarantine-mania ran wild

As part of his book, Marcus gives us his four-step D.E.B.T. Repayment plan

The key takeaway: Whatever plan you choose, stick to it and see it through. Consistency is key to debt freedom.    In the SKILLS CHALLENGE

Marcus extols the virtues of fundamentals and being a player with the system. During PASS THE MESSAGE

Marcus shares a hilarious anecdote of his father and how a remote controlled car influenced him to put in work for what he likes. For his CARE PACKAGE

reading and therapy with some good habits in between keep Marcus in the right state of mind and health. Last but not least, in MESS AROUND