Intro -- our 20s is our opportunity to build financial, physical, and intellectual foundationsThe earlier you invest, the richer you’ll become

You don’t know when you’ll wish you had “fuck money”

You have a duty to your community to be physically healthy

Grow intellectually today so you can’t be controlled later

Big corporations don't want you to be financially, physically, or intellectually prepared because they need cogs for their machine

Take the smallest next step to kick off habit change