For today's show the title says it all! Tom talks about the bear that ate his tree and then we discuss fees that you pay on your financial accounts and how to lower them.

Medicare – A Beginner’s Guide

Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.