The average American will spend $700 - $1,000 during the holidays on gifts, food and decorations. But how much should you be spending during the holiday season? Do you normally budget and save up for you holiday shopping, or do you go all out and then try to get a handle on your spending in the New Year?  To help decide what to do when it comes to finances this holiday season, Off The Air is talking to the experts: Financial Advisor and Founder of Know Money Inc., Steven Hughes, and Financial Blogger Jackie Jones from "Sugar and Money."