In this podcast, Kreg Newman, a Mortgage Loan Officer for Regions Bank in Birmingham, Ala., discusses everything you need to know about adjustable rate mortgages, including:<ul><li>Differences between a fixed-rate mortgage and an adjustable-rate mortgage (ARM)</li><li>How to determine which type of mortgage is right for you</li></ul>

Home Ownership 101: Applying for a Home Loan

Regions' Next Step Podcast series is a collection of quick, educational podcasts filled with tips and advice to help you work toward and achieve your unique financial goals. Explore the podcast series to learn new financial strategies, improve your money skills and move your life forward.