In this episode of the Mountain Real Estate Podcast, host Candice Day breaks down the mystery of mortgage rates and why they matter so much for homebuyers and investors in Summit County, Colorado. You’ll learn: ✅ How mortgage rates are actually set (hint: it’s not just the Fed!) ✅ The key factors that influence rates — inflation, Treasuries, spreads, and personal borrower details ✅ Real-life payment examples on a $1M property at 3%, 6%, 6.25%, and 6.5% ✅ How higher rat...