In today's Tech3 from Moneycontrol, India's IT companies are hiring freshers again, but this time they're looking for AI-ready talent instead of following the old mass-hiring model. We also explain how the return of UPI merchant charges could earn PhonePe, Paytm and Google Pay hundreds of crores, why Girish Mathrubootham's Together Fund is raising a new $170 million AI-focused fund, and how Karnataka is exploring a partnership with Anthropic to bring AI into governance, education and public services while keeping government data within the state.