#34: I AIN'T PLAYIN' NO MO! The FICO Score is a one-sided system of debt evaluation and does not take into account your true financial history.   The 5 Components of a FICO Score:  10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history  It's all based on debt! For more information, visit the show notes at

A MoneyPlan For Kids

Pay attention - not interest. 

For most, that&#39;s all it takes to get their money under control. That&#39;s how my wife and I got out of debt completely - EVEN THE MORTGAGE! And you can too!

Join me as I share some extreme-but-proven ways for how money really works. The show isn&#39;t just about making a Money Plan (aka: a budget). Steve also explains what&#39;s really wrong with credit cards and credit scores (spoiler alert: It&#39;s not what you think). You&#39;ll also learn about rich habits, how various investing vehicles work, and how you can have no debt, no credit, and no problems!

The show is retired, but still relevant in today&#39;s radically changing financial world. Begin with Episode 201, then go back and listen to the archives in your favorite podcast app!

Money Plan SOS is the response to the call for help with your finances.