Money Hacks by Clem
Money Hacks by Clem
ClementChung
Can You Retire with $700k?
4 minutes Posted Mar 17, 2026 at 4:11 am.
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Can you retire with $700,000?

It’s one of the most common questions I get from clients — and the answer isn’t as straightforward as most people expect.

In this episode, I break down what actually determines whether your retirement is sustainable, including:

  • How much income a $700K portfolio can realistically generate

  • Why retirement is about cash flow — not just portfolio size

  • The role of CPP, OAS, and other income sources

  • The biggest mistake people make when planning for retirement

If you’re trying to figure out whether you’re on track — or what your number should be — this episode will give you a clearer framework to think about it.