In this episode, I’m excited to share a conversation with one of my favorite clients, Xavier Jones. 

Xavier’s story on the realization of his home-ownership dream and how small steps like budgeting and credit repair transitioned into the giant leap of becoming a homeowner is a true inspiration! 

Topics Include:  

• How Budget’s Are Not Just For The Wealthy
• Living Life To Fullest While Still Budgeting
• The Dangers Of Entangling Your Credit With Friends or Loved Ones
• Using Tools Like Zillow To Investigate Potential Mortgage Payments
• The Importance Of Knowing and Taking Control Of Your Credit Score
• Understanding How To Make Credit Cards Work For You Not Against You
• Techniques For Improving Your Credit And Keeping Your Score High
• Mastering The Counterintuitive Nature Of Credit Card Balances 
• The Necessity of Working With a Licenced Realtor
• How To Avoid Overestimating Your Down Payment
• How Better Credit Scores Affect Your Loan’s Interest Rate 
• Using Apps Like Credit Karma To Help Motivate Your Credit Restoration

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