Most estate planning problems don’t come from what people forget to do—they come from what they assume is already done. In this episode of Michigan’s Retirement Coach, Mike Douglas breaks down the ABCs of estate planning, starting with assets, beneficiaries, and coordination. The conversation covers why probate can be costly and public, how improperly funded trusts create problems, why beneficiary designations override wills, and how outdated documents and poor coordination can derail even well‑intentioned plans. A practical walkthrough of the common mistakes families make—and how clarity matters.

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