Retirement can sneak up like a downhill skier with no brakes. In this episode from this past weekend&rsquo;s radio show, Michigan&rsquo;s Retirement Coach Mike Douglas uses sports analogies, real client stories, and market history to explain what happens when retirees enter the &ldquo;red zone&rdquo; without a plan. The conversation explores sequence‑of‑returns risk, overreliance on rules of thumb, and why having money isn&rsquo;t the same as having control. From budgeting surprises to market downturns, the episode breaks down how preparation&mdash;not hope&mdash;shapes the retirement experience. Schedule your complimentary appointment today: <a href="https://mylifeplanfinancial.com/radio/">MichigansRetirementCoach.com</a> &nbsp; Follow us on social media: <a href="https://www.youtube.com/@LifePlanWealth/videos">YouTube</a> | <a href="https://www.facebook.com/LifeplanFinancialDesign/">Facebook</a> | <a href="https://www.instagram.com/lifeplanfinancialdesign/">Instagram</a> | <a href="https://www.linkedin.com/company/lifeplan-financial-design">LinkedIn</a>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

Should You Use Your 401(k) to Buy a House?

Retire with confidence! Introducing "Michigan's Retirement Coach," podcast- one of Feedspot's "Top Retirement Podcasts You Must Follow!"
Join Mike Douglas and his engaging series as he draws upon insights from real clients and their stories to help you make the most of a fulfilling retirement.  
Mike and the whole team at LifePlan Financial Design can help you navigate the complexities of retirement planning in Michigan. Click for your personalized Retirement Roadmap here!
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About Mike Douglas, President and Advisor at LifePlan Wealth Design:
Mike Douglas specializes in wealth management and retirement planning at LifePlan Financial Design. Previously, he spent many years in the service industry, focusing on account management and business-to-business relationships.
His CFP® professional and financial planner certification and MBA round out his unique insight. He combines those experiences with his life, health, and Series 65 securities licenses and training to help families pursue their financial goals.
Mike and his wife, Kimberly, live in Howell, Michigan, with their four young children: Gavin, Zachary, Kaleb, and Emmalyn, along with one Shorkie (Shih Tzu/Yorkie), Satchmo. He enjoys doing anything with his family – sports, gardening, cooking, fishing, and more. Mike plays the piano and several other instruments at church and also enjoys golf and running. A former college football and tennis athlete, he completed his first marathon in 2017 at Walt Disney World.