Ernestine Shepherd is the world's oldest female bodybuilder—and she's got a Guinness World Record to prove it. At age 56, Ernestine was motivated to start working out after her sister died at a young age from a brain aneurysm. She's now 86 and looking great. At what age does the body hit a peak? Research has determined that it depends on the activity. We've got some shocking facts for you from a Wall Street Journal report in the first segment. Then, we'll review the single most important aspect of a sustainable financial plan for retirement, especially as Social Security and Medicare face the prospect of depletion by 2033. THINK Retirement NOW is on the air!!!