A while back, a Kuching businessman lost RM1 million from his bank account after answering a phone call. However, the funds were recovered after a report was made to the National Scam Response Centre (NSRC), but the biggest mystery is how did it happen in the first place? Is it possible to transfer RM1 million despite the daily limits set by banks? Is it possible to transfer funds without OTP? Why were the funds transferred to Celcom?