Gov. Gavin Newsom <a href="https://www.kpbs.org/news/environment/2026/09/21/newsom-declares-state-of-emergency-in-preparation-for-el-nino-season" target="_blank">announced a state of emergency Monday</a> ahead of what state officials are saying could be a historic El Niño season. The climate pattern could potentially bring severe weather to the region, from heavy rain and strong winds to coastal flooding and erosion. We talk about what is on the horizon this fall and winter — and what San Diegans need to know to prepare.Plus, are you covered for weather-related damages and losses? We dig into home policies, flood insurance coverage and what other options are available. Guests:<ul><li>Alex Tardy, meteorologist, founder of <a href="https://weatherecho.com/" target="_blank">Weather Echo</a></li><li><a href="https://dcayan.scrippsprofiles.ucsd.edu/" target="_blank">Dan Cayan</a>, climate sciences researcher, UC San Diego's <a href="https://scripps.ucsd.edu/" target="_blank">Scripps Institution of Oceanography</a></li><li>Amy Bach, executive director, <a href="https://uphelp.org/" target="_blank">United Policyholders</a></li></ul> Resources:<ul><li><a href="https://www.floodsmart.gov/policy-quote/" target="_blank">National Flood Insurance Program (NFIP) policy quote</a></li><li><a href="https://uphelp.org/where-it-can-rain-it-can-flood/" target="_blank">"Where it can rain, it can flood"</a> — United Policyholders flood insurance article</li></ul>

Hispanic Heritage Month 2026: Vicente Calderón on 40 years of cross-border journalism

Midday Edition uplifts voices in San Diego with fearless conversations about intriguing issues. Host, Jade Hindmon, cuts through the noise with questions that give listeners a deeper understanding of themselves, people and the community they live in. Guests share diverse perspectives from their expertise and lived experience. In a city and world that's rapidly changing, Jade’s interviews inspire, inform and make you think. New episodes drop Monday - Thursday afternoons.