Are you curious about HOAs in the Salem area? Many people moving up from California will be pleasantly surprised to learn there are plenty of nice neighborhoods without steep HOA costs. A lot of people are thinking of waiting until spring to sell, but there are serious buyers out there right now.Does Colleen think higher mortgage rates will eventually dampen buyer demand? What is the best way to strategically use a down payment to impress a seller? We’ll be discussing these mailbag questions on today’s show! See our listings: https://bit.ly/3z49gcL What we discuss on this episode:  Learn more: https://www.bensonbrokergroup.com/blog