IRS Budget Cuts, and Your Retirement Buckets: Essential Tax & Financial Planning UpdatesJoin hosts Josh Gilbert and tax strategy expert Jeff Zufall at Capital Advisory Group as they discuss the latest developments affecting your finances. From Jeff's recent office move to Clarkson Road to breaking down the IRS's proposed 37% budget cut and 20% workforce reduction for 2026, this episode covers what these changes mean for taxpayers. Learn about new hardship withdrawal rules allowing penalty-free access to $1,000 from retirement accounts, student loan forgiveness tax implications, and how AI is revolutionizing tax enforcement. The duo dives deep into retirement planning strategy, explaining the three essential "buckets" for your money: taxable accounts, tax-deferred accounts (401k/IRA), and tax-free accounts (Roth), plus the critical balance between safety, liquidity, and growth in your investment approach. Whether you're 43 and planning for the future or approaching retirement, discover actionable strategies to legally minimize your tax burden and maximize your wealth accumulation.Don't let Uncle Sam keep more of what's yours – call Jeff at Capital Advisory Group at 636-394-5524 and turn tax planning into your retirement advantage!