Welcome to November. It’s Fraud Awareness month here on Keep What’s Yours, the radio/podcast for small business, your hosts Jeff Zufall, senior tax strategist at Capital Advisory Group Inc., and Josh Gilbert, KTRS radio talk:• Your joint account with the IRS• Can a Health Savings Account be a benefit? • Credit Card Debt, Household Debt – What’s going on? Shadowstats com• Recession Fears – What you need to know• ERC Employee Retention Tax Credit – MyERCToday comRequest your free copy of Jeff’s #1 best-selling book "Keep What's Yours", just visit CapitalAdvisoryGrp com now!The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!