Joe Knows Retirement
Joe Knows Retirement
Joe Schmitz Jr., CFP® ChFC® CKA®
The Biggest Retirement Mistake Isn't Running Out of Money... It's This
16 minutes Posted Jul 9, 2026 at 9:15 pm.
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Most retirees worry about running out of money. But for many hardworking savers with pensions and significant retirement savings, that is not the real risk. The bigger danger is spending decades saving, only to struggle with actually enjoying retirement. In this episode of Joe Knows Retirement, Joe explains why so many retirees run out of money emotionally, not financially. You'll learn how to transition from a lifetime of saving into a retirement filled with purpose, experiences, generosity, and confidence.

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