Inspired Budget
Inspired Budget
Allison Baggerly
#235: How She Paid Off $94K of Debt in 3 Years with Jacent Wamala
35 minutes Posted Nov 20, 2025 at 11:00 am.
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What if paying off your debt didn’t have to feel like punishment? In this episode, I’m joined by Jacent Wamala, a licensed therapist and money coach who paid off $94,000 of debt in just three years…all on a single income! After walking through divorce, grief, and grad school, Jacent decided to treat her debt-free journey as an experiment instead of a burden. She shares how she stopped letting shame lead the way, got practical about her money, and created systems that actually worked for...