This long awaited discussion centres on building individual resiliency into your sources of income, adopting measures of simplification and creating a life that can pivot and adjust in the face of unexpected disruption.  How do we add additional lines of income, create agility in those sources of income through digitization.  Throughout the episode the emphasis is on the individual to make the necessary plans and enact appropriate decisions to ensure that reliance on government for handouts is minimized and ideally rendered necessary.