Fuliza is a Safaricom facility that allows you to pay for products and services even when you have insufficient funds. In a nutshell, FULIZA and others like it in Kenya are designed to keep you poor. Think really hard before you take a loan with non traditional lenders or use a facility like Fuliza. If you can't afford a product or service, wait until you can. You will be surprised how many products or services you can do without.--- Send in a voice message: https://podcasters.spotify.com/pod/show/imwangi/messageSupport this podcast: https://podcasters.spotify.com/pod/show/imwangi/support