Infinite Banking Mastery
Infinite Banking Mastery
Valerie LaRoque
How Banks Make Money
12 minutes Posted Mar 2, 2023 at 5:00 am.
Have you ever wondered why there’s a maximum withdrawal limit at the bank? They’ll often tout it as “stopping criminals from laundering money.” But the reality is this: They don’t have much money in the actual bank! What do I mean? The primary way banks make money is by lending out YOUR money. Banks only need to keep about 10% of deposits on reserves.  So when you make a deposit, they loan out your money (and then some!) and earn their profit by charging interest.  The only reason why this has worked is because the banks know 90% of all savings are untouched by the public — they don’t take their money out, they leave it in the bank. But this was one of the causes of the Great Depression. The public were scared of a market crash, decided to take out all their money as the banks weren’t safe anymore, and they were told… There was no money left! But there is a way to be free from this madness. In today’s episode, I reveal “The Family Banking System”, which allows you to recapture the interest you’re losing to banks. Listen now! Show Highlights Include: Why the banks are legally allowed to take your money and then sell it back to you (and make a handsome profit)
Our banking system would collapse if everyone withdrew their money all at once. It’s known as fractional reserve banking, and you can learn how it started at
How banks make a profit off every single transaction you make with the “3 Circle Exercise”
Why Bank of America gets away with a 16x return on investment on YOUR savings
How to take out a loan with a terrible FICO credit score
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Have you ever wondered why there’s a maximum withdrawal limit at the bank? They’ll often tout it as “stopping criminals from laundering money.” But the reality is this: They don’t have much money in the actual bank! What do I mean? The primary way banks make money is by lending out YOUR money. Banks only need to keep about 10% of deposits on reserves.  So when you make a deposit, they loan out your money (and then some!) and earn their profit by charging interest.  The only reason why this has worked is because the banks know 90% of all savings are untouched by the public — they don’t take their money out, they leave it in the bank. But this was one of the causes of the Great Depression. The public were scared of a market crash, decided to take out all their money as the banks weren’t safe anymore, and they were told… There was no money left! But there is a way to be free from this madness. In today’s episode, I reveal “The Family Banking System”, which allows you to recapture the interest you’re losing to banks. Listen now! Show Highlights Include: Why the banks are legally allowed to take your money and then sell it back to you (and make a handsome profit) (0:56) Our banking system would collapse if everyone withdrew their money all at once. It’s known as fractional reserve banking, and you can learn how it started at (1:21) How banks make a profit off every single transaction you make with the “3 Circle Exercise” (5:04) Why Bank of America gets away with a 16x return on investment on YOUR savings (6:29) How to take out a loan with a terrible FICO credit score (8:18) Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)