All of us are experiencing stress in one form or another.  This has probably increased during the past couple of years.  If we don't take action to de-stress, it can have long-term harmful effects.  Our guest today, Margaret Paul, is a life and health coach who helps people develop strategies to conquer stress and develop healthier habits.  I met Margaret years ago when we were stationed together in Long Beach, California and it was great reconnecting and I know her message will resonate with you.