Welcome to an extra special insurance edition of Housing After Dark. I’m your host Alex Schafran. One of the goals of this podcast is to shine light on the full extent of our housing system, pushing beyond the issues that folks think of as “housing.” Today we dig into one of the most important ingredients in housing: insurance. 

Joining me today are two people from very different corners of the insurance and housing question: Justin Dove, a longtime insurance broker and Area Executive Vice President at Gallagher, and Zac Taylor, Assistant Professor at TU Delft in the Netherlands and a scholar of climate finance who has focused extensively on insurance. We dig into California’s insurance crisis, how it impacts housing production and not just existing homes, and what the public sector and industry need to do to ensure that our housing system has the insurance it needs to operate in a challenging climate.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit alexschafran.substack.com