They're back. This month's Home Loan Hacks podcast is Martin and Shane reflecting on what's changed in banking and broking in the past year.    Comprehensive Credit Reporting, Best Interest Duty, the changes in Pre-Approvals and Valuations, remote lending (the rise of Zoom), and the speed of a straight through digital process for home loans ...   There is also (at the start) the monthly update, then the feature session (from 3 min 40 sec), and then we speculate (at around 28.30 minutes) about the death of the fully assessed pre-approval.    It's all been a BIG change this year, and we hope you enjoy this edition.