In the new lending environment prime lenders (like major banks) say "no" to clients much more often.   This may be due to late loan payments, overdue cards or loans,  bad credit files, or just too many loans and cards to refinance.    There are solutions providers in the near prime space that can assist.    With comprehensive credit reporting, banks can see so much more on your file.   What does that mean?

This month Martin and Shane from Loan Market Richmond interview Aaron Milburn from Pepper Money ;

(1) 0min welcome and thanks - comment on last episode

(2) 0.45sec  Aaron Milburn from Pepper Money - Prime vs near prime

(3) 3min45 to 5min40.  Highlight moment.   Aaron on Comprehensive Credit Reporting - what lenders know about your repayment habits, and why that matters.

(4) 9min30. Martin's Market Review February 2020

(5) 14min24 -  Martin's Monthly Rant - You can't find the major banks best packaged loan pricing online

Thanks for listing.   #homeloanhacks #loanmarketrichmond