For years Americans have been very focused on becoming millionaires by the time we retire. On this episode, Mike explains how that achievement is more common than the media portrays. Plus, many investors have cash on the sidelines in early 2022 for various reasons: The market is at or near all-time highs, the Fed is discussing raising interest rates this year, and inflation doesn’t seem to be deflating soon.  – Mike shares his insight about what to consider if you’re seeking more conservative options for your portfolio.

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