Gott's Gulch - Craig’s Substack Podcast
Gott's Gulch - Craig’s Substack Podcast
Craig Gottwals
When to Use High Deductible Plans & 2 Surprisingly Dark Downsides
18 minutes Posted Jan 12, 2026 at 2:30 pm.
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I've always been a proponent of high-deductible health plans for individuals, families, and smaller employers who cannot safely self-insure or partially self-insure. However, once an employer self-funds, there are a couple of surprising ways in which installing a high-deductible plan can have a very negative impact on your employees and their families.The referenced podcast from Stacey Richter referenced: Episode 486 of Relentless Health Value.



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