Get Creative with Pace Morby
Get Creative with Pace Morby
Pace Morby
Turning a Self-Directed IRA Into Creative Finance Cash Flow
29 minutes Posted May 12, 2026 at 4:10 pm.
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Justin Tuminowski sits down with James Pecora to break down how James used self-directed IRA funds to buy a Michigan property, sell it on a land contract, and create recurring income. James shares the numbers behind the deal, including the purchase price, buyer down payment, 11% note, and six-year balloon, along with the lessons learned when the original plan to sell the note didn’t work as expected. They also discuss James’s path from musician and programmer to real estate investor, his focus on Midwest rentals, and his next season of growing into larger multifamily deals.Follow Justin Tuminowski - www.instagram.com/real.estate.justinFollow James Pecora - blinq.me/xUDGwISZopK48CgLHwMa?bs=db