For the past 80 years, Social Security has been a financial rock for retired workers. Today, it's responsible for providing a benefit to almost 46 million retirees each month, with over 15 million of these seniors singlehandedly lifted out of poverty as a result of their payout. It's also a program that seniors have come to rely on -- perhaps a bit too much -- to make ends meet. According to national pollster Gallup, 89% of surveyed retirees rely on their Social Security income to some degree each month, with 58% leaning on their payout as a major source of income. This is what makes a worker's Social Security claiming age so important.

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