Ms. Yanely Espinal is Miss Be Helpful.  She grew up in an exceptionally large family, worked hard in school with a full scholarship but still graduated with thousands of credit card debts. She decided to turn it all around and became obsessed with financial literacy. She is now 100% debt-free and has been helping people to realize financial freedom with her Youtube channel, Miss Be Helpful, and her role as Director of Educational Outreach at Next Gen Personal Finance.