In this episode, host Cari Ann Carter sits down with Chad Johnson, a mortgage expert from Bell Mortgage, to discuss the recent changes in the lending world and what homebuyers can expect in the coming years. They dive into the impact of the Federal Reserve's interest rate cut, the normalization of the housing market, the pros and cons of assumable rates, the evolving jumbo mortgage landscape, and the options available for first-time and atypical buyers. Chad provides valuable insights and advice to help listeners make informed decisions about their home financing strategies.