Fintech Ki Baat
Fintech Ki Baat
by Shreyas Jani
From Corporate Leadership to Revolutionising Account Aggregation FT. Venkatesh Krishnamoorti
25 minutes Posted Nov 28, 2025 at 6:03 am.
– Intro to SAFE.in and Account Aggregation03:00 – Benefits of Account Aggregation for Lenders & Consumers05:00 – Venkatesh’s Career Journey: Chola to Cognizant13:58 – Startup Inspiration from Ex-Colleagues & Industry Trends17:30 – Applying for the RBI AA License20:25m – Financial Planning Before Starting Up22:14 – Hard Truths & Lessons for New EntrepreneursIf you're building in fintech, curious about open banking, or considering your own startup journey, this episode is packed with real-world insights and advice.🔔 Subscribe to Fintech Ki Baat Dil Se for more founder-led conversations in India's fintech ecosystem.
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In this episode of Fintech Ki Baat Dil Se, Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-Founder & CEO of SAAFE.in—one of India’s leading licensed Account Aggregators (AAs). With over three decades in financial services and leadership stints at Cholamandalam and Cognizant, Venkatesh brings unparalleled insight into the evolution of digital finance in India.We deep-dive into his journey from NBFCs to tech-driven compliance, the founding story of SAFE.in, and how account aggregation is reshaping digital lending, user consent, and privacy in India.Timestamps:00:49 – Intro to SAFE.in and Account Aggregation03:00 – Benefits of Account Aggregation for Lenders & Consumers05:00 – Venkatesh’s Career Journey: Chola to Cognizant13:58 – Startup Inspiration from Ex-Colleagues & Industry Trends17:30 – Applying for the RBI AA License20:25m – Financial Planning Before Starting Up22:14 – Hard Truths & Lessons for New EntrepreneursIf you're building in fintech, curious about open banking, or considering your own startup journey, this episode is packed with real-world insights and advice.🔔 Subscribe to Fintech Ki Baat Dil Se for more founder-led conversations in India's fintech ecosystem.