Join us on "Fintech Ki Baat" as Mahesh Shukla, founder of Payme, delves into the transformative journey of Payme, a platform dedicated to reshaping lending for the underserved market. In this episode, Mahesh explains how Payme addresses the unique challenges of high customer acquisition costs and smaller loan sizes in underserved areas. He discusses the detrimental impact of informal lending practices and how digital solutions like Payme provide a more ethical and transparent alternative. Explore the innovative use of AI in digital lending, including generative and explainable AI for underwriting, and learn about Payme's proactive Credit Assist product for rejected loan applicants. Mahesh also shares his insights on the future of digital lending, highlighting the roles of AI, the Open Credit Enablement Network, and the groundbreaking potential of credit on UPI.Chapters:This episode is a must-watch for anyone interested in financial technology, digital lending, and the integration of AI in financial services. Subscribe to "Fintech Ki Baat" for more insightful discussions that navigate the frontiers of fintech innovation.